Mortgage advice based in London

Call Us Today

020 8050 3724

At Monzur Mortgages and Protection, we make sure that the mortgage option we find for you is the most suitable option for your long-term goals. Therefore, we take a long-term perspective, ensuring each aim and need is met.

Providing an efficient service

At Monzur Mortgages and Protection, our role is to understand your financial challenges and help you make decisions that will help you achieve your goals. Our services cover first-time mortgages, buy-to-let mortgages, re-mortgaging, life insurance, and home insurance. Our services based in London are professional and personal, ensuring that each stage of the process is explained and understood correctly. If you require further information about our process, please get in touch with our professional advisers today for further enquiries.

First time buyer

For most people, a mortgage is the biggest financial commitment they will ever make. You may have specific needs in buying your first home, such as a small deposit, but we will be there by your side every step of the way from the first conversation to getting your keys.

Remortgage

You may want to switch your mortgage to another deal with a different lender after your initial period has expired and is no longer beneficial to you. We may be able to save you money by possibly getting a lower interest rate and better terms. You can get a 2–5-year deal that will give you stability and control over your finances.

Let-to-buy

In many cases people have little knowledge about let-to-buy, it is effectively two mortgages in one. A buy-to-let on your current residential property and an onward purchase which will be your new home. You can potentially raise capital as deposit from your current property to fund your new purchase, most lenders will require you to complete both purchases simultaneously. Usually there is not a minimum income requirement for a let-to-buy as your income will be assessed for the second property.

Buy-to-let
These types of mortgages are specifically designed for private landlords and property investors who intend to rent out the property to tenants. Some lenders will require a minimum salary of £25,000 and a 25% deposit. In order to obtain a buy- to-let mortgage, you may need to first own a residential property.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Some buy to let mortgages are not regulated by the Financial Conduct Authority.